Shopping for coverage on your own? Open Enrollment for 2024 plans has ended. If you've had a qualifying life event you could still be eligible to get a plan during Special Enrollment.
See if plans are available in your state. See availability
Open Enrollment for 2025 starts Nov. 1, 2024. You can come back and shop our plan offerings at that time.
Open Enrollment for 2024 has ended, but you may qualify for enrollment during a Special Enrollment Period. If you want to shop for a plan now, call us at for a quote. You can also shop and compare plans online.
With Cigna Healthcare, you get more than a plan. You get a partner with quality plan options, personalized health care support, and low costs. Cigna Healthcare provides you with access to the expertise and care you need, when you need it.
Care that’s right for you. With $0 dedicated virtual urgent care, 1 $0 preventive care visits, 2 $3 or less for generic prescription drugs for most plans, and access to our Patient Assurance Program, 3 the plans and programs at Cigna Healthcare SM * make it easy for you to get affordable, quality care.
You’re in control. Members have access to MDLIVE's primary care physician, virtual dermatology, and virtual behavioral health networks for routine visits 24/7, as well as $0 dedicated virtual urgent-acute care and $0 virtual wellness screenings. 1
You're not alone. Get help from personalized health coaches to manage specific conditions like diabetes. My Personal Champion ® can assist you with navigating the health care system during a critical situation. Or, speak to specialty pharmacists at our Therapeutic Resource Centers.
Make the most of your plan. The myCigna ® website and mobile app 4 help you find quality in-network providers, order and refill prescriptions, pay claims, and more. You also get data-driven customized alerts for health coaching, specialized care, and cost savings.
More ways to save. Customers over 18 can earn up to $325 in points that can be redeemed for a debit card or merchandise through our Cigna Take Control Rewards ® program. 5 Enjoy additional benefits with our Cigna Healthcare Healthy Rewards ® discount program. 6
We're by your side. Have a question about your plan? Need help finding an in-network doctor? With Cigna Healthcare, you can call any time for help with using your plan or navigating your benefits. Plus, if you have a health question, you can speak to a licensed clinician 24 hours a day.
The amount you pay monthly for your coverage (also called your premium) will vary depending on where you live, the size of your household, your income, and other factors.
Find lists of plans available to you and state-specific plan documents—including Summaries of Benefits and Coverage, Outlines of Coverage, and Policy/Service Agreements—to get more information on your medical and dental coverage.
Are you a current customer? Activate your myCigna account for access to all plan details and live, 24/7 support.
This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.
* Plans are insured by Cigna Health and Life Insurance Company or its affiliates: For Arizona residents, health plans are offered by Cigna HealthCare of Arizona, Inc. For Georgia residents, health plans are offered by Cigna HealthCare of Georgia, Inc. For Illinois residents, health plans are offered by Cigna HealthCare of Illinois, Inc. For North Carolina residents, health plans are offered by Cigna HealthCare of North Carolina, Inc. For South Carolina residents, health plans are offered by Cigna HealthCare of South Carolina, Inc. For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. In Utah, all products and services are provided by Cigna Health and Life Insurance Company (Bloomfield, CT).
1 $0 virtual care (no cost share) for eligible preventive care and Dedicated Virtual Urgent Care for minor acute medical conditions. Not available for all plans. HSA plans and non-minor acute medical care may apply a copay, coinsurance or deductible. Cigna Healthcare provides access to Dedicated Virtual Care through a national telehealth provider, MDLive ® located on myCigna, as part of your health plan. Providers are solely responsible for any treatment provided to their patients.
2 Availability of $0 preventive care (no cost share) by plan may vary. Includes eligible in-network preventive care services. Some preventive care services may not be covered, including most immunizations for travel. Reference plan documents for a list of covered and non-covered preventive care services.
3 Health benefit plans may be different, but in general to be eligible for coverage a drug must be approved by the Food and Drug Administration (FDA), prescribed by a health care professional, purchased from a licensed pharmacy, and be medically necessary. If your plan provides coverage for certain prescription drugs with no cost-share, you may have to use an in-network pharmacy to fill the prescription. If you use a pharmacy that does not participate in your plan’s network, your prescription may not be covered or reimbursement may be limited by your plan’s copayment, coinsurance, or deductible requirements. Look at your plan documents for more information about your plan’s prescription drug coverage. Discounts available with the Cigna Healthcare Patient Assurance Program. $25 is the maximum out-of-pocket cost for a 30-day supply.
4 The downloading and use of the myCigna Mobile App is subject to the terms and conditions of the App and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply.
5 The Cigna Healthcare Take Control Rewards Program is available in all states to all primary subscribers that are active Cigna Healthcare medical Individual and Family Plan policy holders and who are 18 years of age or older. All rewards may be considered taxable income. Contact your personal tax advisor for details. Program participation along with redeeming rewards is dependent on qualifying premiums being current and fully paid.
6 Healthy Rewards® programs are NOT insurance. Rather, these programs give a discount on the cost of certain goods and services. The customer must pay the entire discounted cost. Some Healthy Rewards programs are not available in all states, and programs may be discontinued at any time. Participating providers are solely responsible for their goods and services.
Buying an insurance plan through a broker or agent does not change or increase your insurance plan premiums, copayments, coinsurance, or deductibles. If you are working with a broker or agent, they may be eligible to receive commissions, fees, or other compensation from Cigna Healthcare. Cigna Healthcare pays brokers or insurance agents for providing service to our members. We are sharing this with you in accordance with section 202 of the Consolidated Appropriations Act. Broker compensation information is available at www.cignaproducer.com/ifp-broker-compensation/
Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna Healthcare representative.
Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company or its affiliates: For Arizona residents, health plans are offered by Cigna HealthCare of Arizona, Inc. For Georgia residents, health plans are offered by Cigna HealthCare of Georgia, Inc. For Illinois residents, health plans are offered by Cigna HealthCare of Illinois, Inc. For North Carolina residents, health plans are offered by Cigna HealthCare of North Carolina, Inc. For South Carolina residents, health plans are offered by Cigna HealthCare of South Carolina, Inc. For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. In Utah, all products and services are provided by Cigna Health and Life Insurance Company (Bloomfield, CT).